The SMS Marketing Blog

[ By Ez Texting ]

Why Mobile Wallets Are Superior to Chip and PIN

 

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As banks and retailers try to avoid credit card fraud by turning to technologies like chip-enabled cards, mobile wallet solutions are still not being embraced as much as they should be.

Recently, banks launched their defense against credit card fraud by leaving the ramifications of fraudulent charges for the merchants to deal with. Merchants have thus been upgrading their equipment to accept credit cards with chips in hopes that the new and more secure technology will keep their customers’ account information secure, and customers coming back to their stores.

The problem with chip-enabled credit cards is that they’re slow to process. In the restaurant business and other industries that rely on being able to provide prompt service, seconds can add up and matter. 

 

Waiting Times for Chip-Enabled Card Processing

Imagine a grocery store clerk having to wait up to ten extra seconds for a chip-enabled credit card to process before it signals the receipt to print. Think about the frustration the clerk might endure and the delays the customers might experience. Why is this new and improved technology so slow? It has to do with the security processes. And while enhanced protection is a good thing, we think there are better solutions.

When a customer slides a chip-enabled credit card into the machine’s slot, the chip generates a one-time code that is sent to the bank over a secure network. The bank then confirms the code and sends the verification back to the machine; the customer is then able to walk off with goods or services.

 

Apple Pay and Samsung Pay as an Alternative

Instead of waiting eight seconds for a chip-enabled credit card to process, customers with iPhones, or Samsung or Android smartphones, can use mobile wallet applications at many retail locations to check out quickly. Apple Pay and Samsung Pay take about three seconds to process a transaction. Android Pay takes around seven seconds. We’ve even heard accounts of some mobile wallet processing taking only 2.4 seconds.

Granted, the length of time required to process chip-enabled credit cards is due in part to the fact that you have to insert the card, wait until the transaction is approved before signing, and then remove the card. It’s not the processing itself that takes all the time. But, with mobile wallets, all you have to do is have your app ready, tap, and scan. Of course, not all merchants take Apple Pay, Samsung Pay, or Android Pay. So, you’ll have to check for these logos on the merchants’ cash registers or research ahead of time to see which ones use the services.

Samsung Pay is the mobile wallet that’s accepted by most merchants, because it makes use of magnetic secure transmission. This technology produces a magnetic signal that acts like the magnetic strip on traditional credit cards, which means most credit card machines can read it. More banks support Apple Pay than Samsung Pay or Android Pay. Android Pay’s advantage is that it can operate on Android devices, Samsung phones, and even iPhones and Apple Watch. 

Staying on top of security, technology, and other aspects of life comes down to looking ahead and trying to predict where things are going, not focusing solely on where things are now. Hence, it might be best to ditch the old credit card solution for good in favor of mobile wallet technology, which can be used securely on the devices that seem to run so much of our lives.

Using SMS Messaging as Customer Service Tool

 

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It’s only when you stop to reflect what life was like ten years ago that you realize just how far SMS messaging has come. Back then, text messages were still primarily used for interpersonal communication between friends and family. Now, all kinds of businesses use SMS for all kinds of reasons, all of which enhance the customer experience and just make life easier for everyone. 

Think about the text messages you receive that aren’t from people you know personally. Banks send statements and fraud alerts; taxi drivers and ride-sharing services let you know they’ve arrived via text; healthcare providers send appointment reminders and everyone from airlines and travel companies to concert promoters and delivery services send confirmations by SMS.

The reason all these organizations are using text messaging over other forms of communication is very simple: people actually read their texts. Further, most people actually read ALL of their texts - and they usually do it within a few minutes of receipt. That fact is music to the ears of marketers in any industry, when you consider how routinely commercial emails are trashed, ignored, or junk filtered before they even had a chance. With SMS, around 90% of all messages are opened and read within three minutes. And since a similar percentage of the population owns a cellphone, using it as an effective way to reach people is a no-brainer. 

And yet, one-to-one customer support is one area where SMS messaging has been slow to take off - thought that’s beginning to change. So it should, because the potential is considerable.

 

SMS Customer Service is Win-Win

Firstly, every consumer out there is a candidate for SMS communication. It doesn’t require a smartphone, so even the most committed feature phone acolyte can be reached, and 2G networks are still the most reliable. Because of the 160 character restriction, a text message doesn’t demand too much of the recipient. There’s no action required - the recipient can consider the information and make their choice as to whether it’s relevant. If not, they can opt out of receiving future messages from the brand. 

Businesses love SMS because of the aforementioned high read rate, and the personal, informal tone generally expected of the information contained therein. A mobile marketing campaign centered around text messages is also incredibly cheap compared with more traditional mass media strategies. 

But while the benefits of SMS as a marketing strategy are well understood, we’re only just beginning to see customer service-based applications of the technology. Airlines have rightly spotted the aptness of text messaging for letting passengers know about delays and cancellations. Some have started using text messaging to help reduce wait times at check in, and provide passengers with a way of interacting with the airline that doesn’t require a tedious phone call.

Building a Personal Connection with B2B Buyers

 

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People running businesses know that successfully selling products or services to consumers means making personal connections with those consumer. Buyers typically want to fill an emotional need with a purchase, so companies and brands need to set out to be the perfect entity to fill that need. A consumer’s desire to be prettier, skinnier, and happier fuels sales in the B2C market, but does that same desire translate to the B2B industry? Not exactly, but we can look to personal connection as a way to drive sales in B2B niches when we consider that business buyers too want to feel emotionally and personally satisfied. Therefore, to successfully sell to B2B buyers, you must focus your marketing efforts on creating personal value for a human, emotional B2B buyer. You can do this through many channels, including SMS marketing.

 

What Drives the B2B Buyer

 

B2B buyers often have a lot at stake when it comes to making the right decisions for their companies. They feel pressured to purchase products that will represent their businesses in the right ways, give their customers a consistent image of their brand, and show their higher-ups that they have a solid grasp of their company’s vision and values. This means that B2B buyers consider emotional needs, such as their reputation and their capability for adding value, when they look for products to purchase.

 

Call it emotional buying, ego purchasing, or making choices based on intuition. Just don’t ignore it. B2B buyers are human beings that can be influenced in many ways similar to B2C buyers. They might have facts, figures, and a company’s bottom line in mind when they make a purchasing decision, but they’re also looking for perceived value when they buy and you should be trying to give them that value. You can offer value by positioning your company as a business that’s trustworthy and reputable to work with, a creator of products that have integrity, and an organization that efficiently delivers exactly what you say you will, when you say it.

 

The Data Supports Emotion Driving B2B Buyers

 

Google and the CEB Marketing Leadership Council surveyed about 3,000 B2B buyers a few years ago in hopes of finding out what drives their purchasing decisions. The results of the market research showed that 50 percent of B2B buyers will probably buy from a company that they feel emotionally tied to. Compare this data to a study done by market research firm Motista, which organized baseline data from B2C purchasers, and you’ll see similar findings. 

 

The Google and CEB survey surprised many in the B2B industry because it indicated that more than 50 percent of B2B buyers approach making purchasing decisions the same way that regular consumers do, which means they look for personal value. What was even more shocking to some B2B business owners is that the research showed buyers were eight times more likely to pay a premium price for a product or service if they felt they were receiving greater personal value.

 

How to Build a Personal Connection with a B2B Customer

 

When you realize that a real person is somewhere behind every buying decision a company makes, you can set yourself up to best meet those buyers’ needs. To be the business that makes the sale, it’s important to be friendly, easy-to-work-with, and likeable. Do this, of course, by offering honest and sincere phone and in-person communication, as well as outstanding products and services. However, you should also use your SMS marketing tactics to build personal connections with B2B buyers and let them know that communication that meets their needs is important to you. 

 

You can use text marketing to stay in touch with buyers and let them know about new inventory. Follow up on purchases with personal texts that ask for product or service feedback, and inquire via text about any future purchase needs a B2B buyer might have. Let your B2B buyers know that you are respectful of their time and don’t want to send out excessive email or text blasts, but that you’re ready to serve should they have needs or problems.

Use SMS technology to meet B2B buyers where they are, which often means recognizing that they’re human beings who constantly want to stay informed and create value for their companies, and themselves. Take advantage of the opportunity to make any genuine personal connection you can with your B2B buyers, via text messaging and other means, and they’ll likely become long-time, loyal purchasers.

Mobile Technology Is Helping Science Understand More About Parkinson's Disease

 

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A new iPhone app called mPower is giving scientists more insight than ever into the capacities and challenges of people living with Parkinson’s. Nonprofit Sage Bionetworks is a biomedical research organization that collected an unparalleled amount of data through its mPower app, which included a dataset comprised of the daily experiences of more than 9,500 Parkinson’s sufferers. This dataset offers more valuable information than any other study on Parkinson’s has provided, as it takes into consideration millions of data points that were collected on an almost continuous basis through the mhealth (mPower) platform.

 

Unprecedented Data

Sage Bionetworks says that its researchers, through the use of the mobile technology marvel mPower, have received an unprecedented look into the activities and day-to-day changes that Parkinson’s sufferers experience as they deal with their condition.

In the past, Parkinson’s researchers typically relied on small-group studies and data, which included participants in only about the 100-person range. With mPower, scientists are able to view and study data on a larger scale, and the scope of the research is giving more clues as to how Parkinson’s sufferers deal with challenges and treatment pertaining to speech, dexterity, memory, gait, and balance.

 

How Does mPower Collect Data?

The mPower app collects data on the abilities or disabilities of Parkinson’s sufferers in a variety of ways, all with the intent of helping the estimated seven-plus million people living with the disease improve speech, put an end to tremors, strengthen memory, and help other degenerative conditions. 

The app evaluates dexterity by asking users to do a speed-tapping exercise, which the iPhone’s touchscreen turns into data for researchers. To measure speech ability, users talk into their iPhone’s microphone and record their pronunciation of vowels (and other difficult parts of speech) for 10 seconds. They also use mPower to track their medication intake and to see if abilities improve after taking the drugs.

The mPower app gathers data, and scientists and doctors use it to research Parkinson’s on an ongoing basis. Participants using the app are able to control who sees their data, and intended data researchers include mPower-affiliated doctors and scientists, as well as specified researchers worldwide. 

The data collected has already helped researchers view symptom variations that could assist them in intervening in ways never before considered. The mPower app, along with additional text messaging health services that encourage people to stay in communication with doctors regarding their health, has the potential to offer big breakthroughs in Parkinson’s treatment and the treatment of other diseases. 

 

The Hottest New Trends in Mobile Marketing

 

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The mobile revolution has taken serious root, with marketers scrambling to make their websites mobile-friendly, create new and exciting apps, and otherwise drive traffic and increase revenue through mobile means. This is the mobile age, and with that in mind let’s check out some of the hottest new trends taking over mobile marketing: 

 

“Smarter” Social Messaging Apps

There’s greater selection regarding social messaging apps than ever before, with options now including Snapchat, WhatsApp, Kik, Peach, WeChat, and Facebook Messenger. People chat anytime, anywhere in today’s world, and about half of mobile phone users in the United States are predicted to rely on mobile messaging by the end of the year. The evolution of social media apps is already evident in China, where 91% of Internet users favor instant messaging over search. 

Platforms allow users to send multimedia messages, make payments, or use video call. They’re even used as interfaces for bot-driven interactions. 

 

Blurring Lines Among Apps, Social Media, And E-Commerce

Integration among apps and their social media and e-commerce outlets is a hot new mobile trend this year. Many social platforms are linking e-commerce features into their social media networks, such as Instagram’s “Shop Now” feature and Pinterest’s “Buyable Pins.” People didn’t used to shop on social media platforms, but the more seamless the integration, the more likely shopping on such platforms will become the norm. 

 

Branded Keyboards

A wide variety of branded keyboards are available through a mobile device’s app store, and function as ideal branding options. They allow companies to remain where they want, i.e. in consumers’ faces, without being a source of interruption or annoyance. App use equals keyboard use, meaning this type of branded engagement is far-reaching. Recent research indicates the average mobile device user works on the keyboard over 100 times per day, with branded keyboard leader Kibo seeing millions of downloads a month. And that was just in the company’s first year of operation. 

 

Apps=Lifestyle Reflections

In 2016 apps are expected to become integral parts of consumer lives as opposed to individual features that people turn to on occasion. Examples of apps as “lifestyle reflections” include fitness apps that offer weather alerts before a run and remind the person it’s time to pick up the dry cleaning. 

Lifestyle apps also increasingly indicate values. Think of consumers saying “I’m a proud fan or supporter of [x and y], which is why I use these [branded] apps.” 

 

More From Search Engine Results

Videos are already cropping up in Google’s search results, but the media giant is going a step further by experimenting with video ads. Should consumers take to video ads appearing in their search results, apps may also make appearances in SERPs. App directories and recommendations are already there, however apps as part of search engine results is a whole other thing. Such implementation will provide stores and directories with an exciting new set of opportunities. 

These and other trends are changing the marketing landscape, and mean marketers must remain that much more aware of current and future mobile trends. 

 

Text Messaging Can Help Reduce Hospital Stays

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Paging a doctor or physician has been the primary means of communication in hospitals for many years. If you’ve been to a hospital, or watched your fair share of General Hospital or Grey’s Anatomy, you know how this goes. But there are a lot of breakdowns and loopholes in this process; understanding and closing these gaps was what one study set out to do, by integrating secure text messaging.

 

Secure Text Messaging 

The Perelman School of Medicine at the University of Pennsylvania conducted the study, which was recently published in the Journal of Internal General Medicine and authored by several physicians, including Mitesh S. Patel, MD, MBA, MS.

The study included more than 10,000 patients at the Hospital of the University of Pennsylvania and Penn Presbyterian Medial Center; both facilities participated in the yearlong study that took place between 2013 and 2014.

In addition to discussing the importance of closing these time-sensitive gaps in coordination, the study concluded that better communication resulted in reduced time at the hospital for most patients; patients whose care teams used the secure text messaging systems left the hospital .77 days earlier, according to the report. 

 

Why Now?

Until recently, email and SMS text messaging platforms were strictly prohibited by hospitals. Most platforms didn’t offer the security features needed to align with current regulatory polices. But as mHealth and mobile communications have developed, many of these issues have been resolved. 

The advancement of mobile technology, smartphones, and wireless communication preempted a lot of issues in the healthcare industry. According to Dr. Patel, it’s about time the medical field caught up with the 21st century. 

“Many forms of communications within the hospital are shifting mediums in part due to the rising adoption of smartphones and new mobile applications,” said Patel. 

 

A Communication Correlation 

Until this study, whether hospitals were using mHealth platforms like SMS or not, most physicians were unaware of any link mobile technology might have with the real time a patient spent in a hospital. Thanks to Patel and the co-authors of the study, that link has been significantly illustrated. 

“Healthcare innovation is more than just using the newest smartphone app,” explained co-author David A. Asch, MD, MBA. “It involves carefully designed implementation and thoughtful evaluation of its impact on clinical care.”

Medical teams can use these secure text-messaging programs to communicate in groups with various healthcare providers simultaneously. They can share data and patient history and gain more immediate access to information. Less waiting for the doctors means less waiting for the patient, freeing up hospital beds that are already in short supply

Using mHealth devices and technology is the most likely solution for many issues currently faced by our healthcare system. It’s likely that future studies will illuminate even more ways in which these devices affect patient care and treatment plans. 

Technologies That Changed Retail

 

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In 2016, global business to consumer e-commerce sales is expected to reach $1.92 trillion. As impressive as this figure from Statista is, that’s millions of lost in-store experiences and missed customer service conversations. In an age of convenience, it can be easy to forget about what you might be missing.

Many shoppers enjoy walking down the aisles of large retail stores, checking prices and talking to people. They also like to touch the things they plan on buying. For every gained purchase online, a material purchase is lost, which has raised the stakes considerably for brick-and-mortar retail locations. If ever these stores needed a hero, it would be now. 

Who would have guessed that mobile technology could be that hero? The use of mobile technology in retail stores could save many from going out of business and help them keep pace with online shopping trends. Here’s how mobile technology is changing the retail game in a world full of online shoppers.

 

Saving Time with Retail Mobile Technology

Often, it’s faster to ask someone a question, make a suggestion, or compare two products than it is to find credible answers online. In fact, digging around on the Internet is almost more time-consuming than driving to the store in the first place.

Now, imagine all sales associates have smartphones or tablets that can locate what you want anywhere in the store. They can give you a price check, compare prices, and tell you where else you might find what you’re looking for. This is the direction mobile technology is heading, as physical retailers scramble to catch up on the super-highway. By empowering employees to help customers, mobile saves time while providing people with truly authentic service. Plus, shoppers get to walk out of the store with their merchandise in tow—no delivery time needed. 

 

Increase Productivity Among Retail Employees

Additionally, mobile technology will help retail owners save money by increasing the overall productivity of employees. In addition to customer service, mobile technology allows sales associates to manage inventories, place orders, receive shipments, take phone calls, and more. This also eliminates a mountain of paperwork and makes organizing data much less complicated. More people can do more work in a shorter amount of time.

Creating a network of employees working on mobile devices can also cut down on long checkout lines (especially during the holidays). The mobile Point of Sale (mPoS) is all about being ready the moment a customer agrees to make an in-store purchase and having an associate there to swipe the credit card. If that same customer walks to a long checkout line, they may decide not to wait. That’s a lost opportunity that’s likely to wind up somewhere online.

Shop owners can take some of those lost sales back by using mobile to capitalize on every possible sale.

The good old days we remember, when the Internet had yet become an e-commerce mecca and flashing banner ads were so bad they were good, are gone. To keep pace with all the sophisticated technology that keeps online shoppers coming back for more, brick-and-mortar retailers have no choice but to fire back with mobile.

Staying on the Right Side of the Law with Mass Texting Service

 

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Own a business and think you might want to add text ads to your marketing campaign? Make sure you know the rules before you play the game, or you may land yourself in court.

Retailers from clothing stores to vitamin companies are figuring out that the best way to reach consumers is through their mobile devices. So, they’re putting ad campaigns together that will land their companies’ names, and their messages, directly in the public’s text message applications. 

Whether these companies have read TechCrunch’s report that stated consumers spent more time on their phones than watching TV in the second quarter of 2015, or they did their own research to show society’s reliance on mobile devices, these businesses want to cash in on behavior that doesn't seem to be changing.

However, in order to stay lawsuit free, companies need to approach text advertising in the right way. 

 

Mobile Advertising and the Telephone Consumer Protection Act of 1991

The Telephone Consumer Protection Act of 1991 states that anyone dialing a person’s mobile phone or sending a text message must have consent. This federal law prohibits unsolicited mass calls and text advertisements, and it gives recipients of those unsolicited calls the right to collect up to $1,500 in statutory damages for each violation (or each phone call or text message). Individuals who receive unsolicited messages to their cell phones do not have to prove any harm was done when they seek damages, either.  

 

Don't Take a Chance – Get Permission for Text Advertisements

Imagine the potential damage to a business from one unsolicited text message sent out to thousands of customers or potential customers. A single mass text could ruin a small company financially, and it could have owners or executives of the company slapped with a lawsuit that they’ll need to spend time and PR resources fighting.

If you’re considering a mass texting service for your business, stop and make sure you’re clear on the laws pertaining to text messaging before you press that send button. If you don’t, you might be setting yourself up for a multi-million dollar settlement to avoid litigation, when you could have simply asked for consent. If you remember one thing when it comes to a mobile marketing campaign, it’s that consent matters.

 

What Does the Law Say?

It’s critical with any text messaging campaign to get consent to send messages to an individual’s cell phone. InfoLawGroup LLC, a boutique law group focusing on data security and media matters, emphasizes that the FCC’s (Federal Communications Commission) Telephone Consumer Protection Act reigns supreme in matters of mobile phone mass advertising, and it specifically spells out what rules must be followed if any company uses what’s considered to be an autodialer (automatic dialing system) to reach out to multiple consumers.

The law is specific, but lengthy, and it’s a must-read if you’re thinking about adding mass text service to your marketing campaign. It describes exactly what the law considers to be an autodialer, and it offers clarity in terms of procedures and penalties involved in sending text messages to multiple individuals at once.

To protect your business, familiarize yourself with the Telephone Consumer Protection Act before you send any text messages as part of your company’s marketing campaign.